Many lack wise management and economy. They do not weigh matters well, and move cautiously. Such should not trust to their own poor judgement, but should counsel with their brethren who have experience. But those who lack economy and good judgement are often unwilling to seek counsel. They generally think that they understand how to conduct their temporal business, and are unwilling to follow advice. They make bad moves, and suffer in consequence.
Their brethren are grieved to see them suffer, and they help them out of difficulty. Their unwise management affects the church. It takes means from the treasury of God which should have been used to advance the cause of present truth. If these poor brethren take a humble course and are willing to be advised and counselled by their brethren, and are then brought into straitened places, the brethren should feel it a duty to cheerfully help them out of difficulty. But if they choose their own course, and rely upon their own judgement, they should be left to feel the full consequences of their unwise course, and learn by dear experience that "in multitude of counsellors there is safety." God's people should be subject one to another. They should counsel with one another, that the lack of one may be supplied by the sufficiency of another. I saw that the stewards of the Lord have no duty to help those persons who persist in using tobacco, tea, and coffee.